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Freedom Budget

A full year, zero-based and debt-first — every dollar assigned, every month mapped, every goal tracked.
Projected debt-free date · based on this year's planned extra payments
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In debtFree

Year at a Glance

Click a month to plan it
MonthIncomeDebtSpendingLeft to assign
Total income
$0
Assigned to debt
$0
Assigned to spending
$0
Left to assign
$0

Income —

Every source landing this month
SourceAmount

Debt Payoff Plan

Snowball method — extra dollars hit the smallest balance first. Balances carry across the whole year.
DebtBalanceAPR %Min. payment

Spending Plan —

Assign what's left after debt payments

Calendar —

Mark paydays, bill due dates, anything with a deadline

Goals

Track progress toward the things this budget is for

Where the Year Goes